Living in the Moment:

Morgan Housel:

"Back to my brother-in-law, the social worker. He once told me a story about trying to convince a poor husband and wife about the value in saving even a small amount of money to avoid being evicted from their apartment the following month. “They laughed at me,” he said. “Oh, you’re a future thinker,” the husband said, laughing harder. “A what?” my brother-in-law said. “A future thinker. You have the luxury of thinking about the future. We don’t. Our vision of the future is the next twenty-four hours. Sometimes it’s a five-minute window, like where we are going to get the next meal. That’s as far ahead as we think.” They were spending every cent they could as fast as they could in part because the entire concept of “the future” was different from what yours or mine might be. There was no common ground on what might be considered common sense."